Local businesses are the backbone of strong communities, yet rising costs, high card processing fees, and limited access to capital make it harder than ever for them to thrive. BuildUp is a fintech-powered community commerce platform built to support local businesses, strengthen the local economy, and keep money local.
BuildUp provides a modern payment processing alternative that helps small and local businesses lower card processing fees by up to 50% while rewarding customers for shopping local. By reducing swipe fees and keeping more dollars circulating locally, BuildUp enables sustainable growth for neighborhood businesses and long-term community resilience.
Traditional merchant services and credit card networks extract billions of dollars from local economies each year. BuildUp offers an alternative approach to small business payment processing, one that prioritizes merchants, transparency,and community impact.
WithBuildUp, local businesses benefit from:
Instead of competing in isolation, merchants on BuildUp participate in community commerce, where customer spending supports multiple neighborhood businesses and strengthens the local economy.
BuildUp makes it easy for consumers to support local businesses every day. Shoppers can tap to pay using any card, earn shop local rewards, and track how their spending supports the community.
Optional roundups on everyday purchases allow users to turn spare change into meaningful local impact. These funds stay within the community, spent at participating businesses or used to support community-powered micro-lending for small businesses. Every transaction helps keep money local and circulating in the local economy.
Morethan a payments platform, BuildUp is a community commerce engine.Chambers of commerce, cities, and community organizations can use BuildUp’s real-time dashboards to see how money flows through local businesses and measure economic impact clearly and transparently.
BuildUp helps communities:
BuildUp is committed to partnering with chambers of commerce and local business organizations to create stronger, more resilient local economies. Each transaction on BuildUp is a vote for local businesses, community commerce, and shared prosperity.
It feels like Venmo. It works like Stripe. But it builds like a movement.
BuildUp is empowering communities, one transaction at a time.
Christina was raised in St. Cloud and holds degrees from the University of South Florida and the University of Central Florida. She joined the Chamber in April 2015. As Director of Administration, she manages the Area Council’s events, sub-committee meetings, projects, and board engagements.
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